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Investment

I’m a safe investor, says Kareena Kapoor Khan as she picks up stake in D2C brand Pluckk
Updated : Aug 10, 2023

I’m a safe investor, says Kareena Kapoor Khan as she picks up stake in D2C brand Pluckk

Kapoor Khan is the latest in a long line of tinsel town A-listers to don the dual role of brand ambassador-investors in startups

Consider using SIPs to invest regularly and systematically. SIPs can help you benefit from rupee cost averaging and reduce the impact of market volatility.
Updated : Aug 09, 2023

Direct vs regular mutual fund schemes: Know the difference in returns over 10 years

Remember to diversify your investments across different asset classes and funds to manage risk effectively

With a market share of around 17 per cent, we believe that there is ample runway for passive funds ahead, added Oswal
Updated : Aug 08, 2023

SIPs or lump sum investments: Investor survey has interesting insights

A survey by Motilal Oswal AMC shows that the majority of investors prefer systematic investment plans; and most rely on social media platforms like Twitter, Instagram etc for market-related information and investments

While the cost of fulfilling your child’s dreams may seem substantial now, it will only increase with time.
Updated : Aug 04, 2023

I want to save Rs 50 lakh for my child's higher education in 10 years. How much should I put aside in an SIP?

Here’s an easy investment guide that you can help you save for your child’s education, keeping inflation in mind

Mutual funds SWP let you withdraw a fixed amount regularly from a mutual fund, and it’s the opposite of Systematic Investment Plan (SIP).
Updated : Aug 04, 2023

How can opting for SWPs in mutual funds over FDs reduce your tax liability?

Remember that debt fund returns fluctuate due to interest and credit risks, but tax liability is much lower

WhiteOak Capital Mutual Fund has catered to investors in India and internationally, and the same is reflected in its granular and well-diversified client base
Updated : Aug 03, 2023

WhiteOak Capital AMC adds more than 1.5 lakh investors, scales up SIP, STP book to a monthly value of Rs 98 crore

WhiteOak Capital Mutual Fund has catered to investors in India and internationally, and the same is reflected in its granular and well-diversified client base

With the NPS in place, individuals can set their long-term and short-term goals through Tier-I and Tier-II accounts.
Updated : Jul 25, 2023

Why you should choose NPS for your retirement planning?

While exiting, subscribers may use the accumulated corpus to purchase a life annuity, apart from withdrawing a part of the accumulated pension wealth as a lump sum if they choose to do so

It is essential to exercise due diligence and read the offer documents carefully before investing.
Updated : Jul 25, 2023

Mutual funds: I get confused between multi- and flexi-cap funds. Can you explain the difference?

In this edition of Ask Money Today, find out how listed companies are classified in the stock market, and how you should choose between equity schemes

The EPF, commonly known as the Provident Fund (PF), is a retirement savings fund.
Updated : Jul 25, 2023

EPFO: Govt declares 8.15% interest rate on EPF. Here is how to calculate your retirement corpus

By accurately calculating the corpus using the EPF calculator, one can take proactive steps to secure a comfortable retirement

The scheme’s investment objective is to replicate the composition of the Nifty Financial Services Ex-Bank Index and generate returns commensurate with the performance of the Nifty Financial Services Ex-Bank Index, subject to tracking errors.
Updated : Jul 24, 2023

Mutual funds: Kotak Mahindra AMC launches Kotak Nifty Financial Services Ex-Bank Index Fund. Here is how to apply

The scheme closes on August 7; Devender Singhal, Satish Dondapati and Abhishek Bisen are the fund managers

When it comes to the investment amount, NPS offers flexibility that suits your financial capability.
Updated : Jul 24, 2023

How does the NPS calculator work, and what are its pros and cons?

It estimates your retirement corpus based on your current age, monthly contribution, expected return, and annuity rate

The decision by the PFRDA to allow funds to invest in sovereign green bonds holds significant implications for retail investors or NPS subscribers
Updated : Jul 24, 2023

Pension funds to invest in sovereign green bonds: How will it impact NPS subscribers?

Experts say that such investments can help pension funds achieve greater diversification, spreading risk across asset classes and promoting sustainable investments

Parminder Chopra, Chairman and Managing Director (CMD) of Power Finance Corporation (PFC)
Updated : Jul 21, 2023

Power Finance Corporation NCD opens today; offers interest up to 7.5%

PFC NCD is a public issue of bonds. It is an investment opportunity for 3 years, 10 years and 15 years.

UTI Balanced Advantage Fund will start on July 21, 2023 and close on August 4, 2023.
Updated : Jul 21, 2023

UTI Balanced Advantage Fund opens today: Check details, closing date, fund manager, investment clauses

The portfolio of the scheme will be managed, based on valuation and fundamentals driven by in-house proprietary asset allocation model.

Pledging often results in lower interest rates compared to conventional personal loans or credit card debt.
Updated : Jul 21, 2023

Is pledging shares and mutual funds better than taking a personal loan?

Krishna Kanhaiya, CEO of Mirae Asset Financial Services (India), gives a lowdown of pledging

NRIs can use their international mobile numbers to activate UPI by linking them to their NRE or NRO accounts.
Updated : Jul 17, 2023

Here is how NRIs can benefit from making UPI payments abroad

They can use their international mobile numbers to activate UPI by linking it with their NRE or NRO accounts

The Indian user needs to have a bank account linked to a UPI-enabled mobile app. The app could be provided by their respective bank or a third-party UPI app.
Updated : Jul 17, 2023

Find out how Indians can make UPI payments abroad

The prerequisite for making such transfers is to have a bank account linked to a UPI-enabled mobile app

The Employees’ Provident Fund and Miscellaneous Provisions Act, 1952 (EPF Act) applies to notified establishments engaging 20 or more employees.
Updated : Jul 17, 2023

EPFO: I work at a private firm with a monthly salary of Rs 50,000. Can I opt out of EPF and contribute to NPS?

In this edition of Ask Money Today, find out which categories of employees are covered mandatorily under PF and if you can stop your contributions

Mid and small-caps are more volatile than large caps, so investing for the long term is important.
Updated : Jul 14, 2023

Mutual funds: Mid & small-cap mutual funds gave 18-20% returns in 10 years. Should you invest for short duration?

If your goals are long term and you understand the risks clearly, SIPs in the small- and mid-cap space could turn out to be a smart Investment

Bhavin Patel, Co-Founder and CEO of LenDenClub, a P2P Lending NBFC
Updated : Jul 12, 2023

Investors earned 12% on LenDenClub’s P2P platform since July 2022, says Co-Founder Bhavin Patel

In an interview with BT, Bhavin Patel, Co-Founder and CEO of LenDenClub, talks about how P2P lending works and its expected growth

An FD is a term deposit that ensures guaranteed investment return over a specified period.
Updated : Jul 12, 2023

FD Calculator: Check out the latest fixed deposit rates here and calculate returns online

Banks have increased interest rates for FDs over the past year, passing on some of the 250-basis points increase in the repo rate